Financial & Investment Planning

We offer comprehensive financial and investment planning services for individuals, families and households seeking for clarity around their financial direction, risk profile and investment structure, to help clients make informed financial and investment decisions:

✅ Core Inclusions:

📌Financial Planning - We help clearly define and understand your financial goals (buying house, children education, retirement, etc.) and understand the gap between how much assets you would need and what your current net-worth is to comfortably reach your goals.

📌Cash-flow Budgeting - We help with identifying redundancies in expenses, risk scenarios to current income and optimizing mortgage/debt repayment, creating emergency fund and enhance after-tax cash flow.

📌Investment Planning - We help mobilize your savings into investments by identifying current portfolio risks, its composition, overlaps, and tax inefficiencies across all your accounts (including 401K, 403B, Group-RRSP, RESP and other held-away accounts) and design investment portfolio asset allocation framework based on your risk profile and integrate to your life goals.

📌Retirement Planning - We help you in determining total income, expenses, portfolio size, insurance needs and taxes for comfortable and stress-free retirement.

💰We offer financial and investment planning services at a flat fee. Please refer to our fee structure below.

💡 Alternatively, you can choose only Investment Planning or Retirement Planning services on a stand-alone basis @ $1,000 to $ 2,000 depending on the complexity of planning involved.

Investment Management

At Alamut Capital, our portfolio management offering is more than just investment selection—it's a complete, actively managed solution built around discipline, risk alignment, and transparency. This service is currently only offered to US residents.

✅ Core Inclusions:

📌Portfolio Management - We start by matching each client to one of five risk-profiled model portfolios, then customize the allocation for tax efficiency, asset mix, and account structure. Additional value is delivered through capital gains management, tax-loss harvesting. Every portfolio is guided by a personalized Investment Policy Statement (IPS), with an annual review to ensure continued alignment with client goals.

📌Risk Management - What sets us apart is our hands-on, tactical approach to risk and performance management. We incorporate downside protection strategies including hedging and cash buffers when market conditions call for it.

📌Portfolio Reporting and Review - We conduct quarterly performance and contribution reporting, including sector and risk-based return analysis with stress testing. These are reviewed directly with the Portfolio Manager during quarterly meetings, complemented by proactive communication and market insights.

📌Performance Review - An under-performance fee deduction is applied if portfolios underperform their benchmark over a rolling 36-month period. This integrated service ensures that clients receive not only professional investment management but also continuous portfolio oversight, accountability, and a high level of personalized support.

Our Client-centric Fee Schedule

💰 If you are someone looking for hands-free institutional-grade investment management, we offer AUM based fees. This service is currently only offered to US Residents.

💰 If you are someone looking for guidance and consultation in figuring out the plan, we assist you with designing your overall financial and investment framework aligning your goals and risks at a flat fee. You could then use our professional-grade framework and implement at your discretion.

💡 If you are someone looking for a complete and comprehensive solution to your financial and investments needs with planning aligned with your investment management, we provide a flat-fee full-service CFO-style service where we act as your partners in designing, implementing, monitoring and updating your overall financial and investment landscape with your evolving needs. This service is currently only offered to US Residents.